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Terms of Use

By using this site or calling the number shown on it, you agree to these terms.

What this site is

This site is an advertising and referral service operated by NECHAEV LLC. We are not an insurance company, agent or broker, and we are not affiliated with or endorsed by any government agency. We do not sell insurance or give insurance advice.

Calls

Calls are connected to independent licensed insurance agents or agencies. Any quotes, eligibility decisions, premiums, waiting periods and coverage terms are provided and determined solely by those providers and the insurance companies they represent. We may receive compensation for connecting calls. Calls may be recorded.

No guarantee

Not everyone qualifies. Coverage availability, premiums and terms depend on your age, health, state and the insurer's underwriting. Information on this site is general and may change without notice.

Limitation of liability

This site is provided "as is". To the fullest extent permitted by law, NECHAEV LLC is not liable for any decisions made or products purchased as a result of using this site or speaking with an agent.

Contact

NECHAEV LLC · New York, NY · privacy@coveragesavingsguide.com

Last updated: November 3, 2026